PPAW Insurance - Specialist insurance for Pet Professionals

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About Us

About us

Pet Professional At Work have developed an insurance product specifically designed to meet the insurance needs of businesses or individuals providing professional pet care services.

The policy is underwritten by Hiscox Insurance Company Limited who are a specialist insurer, FTSE 250 company and demonstrates financial strength with the various rating agencies.

Core Covers

The Automatic covers provided are: -

Public & Products Liability

£3 million limit of indemnity as standard providing legal liability against third party bodily injury or third party property damage. You have the option to increase this limit to £5 million at an additional cost.

Veterinary Fees

£50,000 limit any one period of insurance against legal liability for injury to customer's animals in your custody and control (inc collection / delivery).

Death &/or Disappearance

£2,000 legal liability limit should a customers animal(s) die or disappear whilst in your custody and control.

Loss of Customers Keys

£10,000 limit any one period of insurance for the replacement of customers keys and any consequential loss.

Advertising & Reward

£500 limit in the event of a customers lost or stolen animal whilst in your custody or control.

Legal Helpline

Free 24 / 7 legal advice helpline to assist in the day-to-day running of your business.

Personal Accident

24 hour cover for each director, partner or principal insured providing a £5,000 death or loss of limb benefits, with a £50 weekly benefit in the event of temporary total disablement as a result of an accident.

This does not cover any business conducted outside the UK

Cover for pet care professionals

Policy Documents

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Optional Covers Available

Any of the following covers can be included within the product:

Employers Liability

£10 million limit of indemnity for legal liability in respect of bodily injury or disease sustained to an employee arising out of and in the course of their employment.

Property Contents

All Risks cover for contents including equipment, stock, tenants’ improvements, glass and money. Building insurance for your business premises is also an option.

Commercial Legal Protection

£100,000 limit providing legal defence costs incurred against Employment Disputes / Compensation Awards, Legal Defence, Property Protection / Bodily Injury, Tax, Contract / Tenancy Disputes, Statutory Licence Protection and Debt Recovery.

Business Interruption

Optional limits available to protect the financial loss suffered following an interruption to your business caused by an Insured peril. An additional option is provided to extend this cover to include the unavailability of your business vehicle following fire or theft.

Internet & E-Mail

£100,000 limit against hacking, fraud, viruses and information misuse.

Professional Indemnity

£500,000 limit of indemnity in respect of your legal liability arising from negligence / breach of a duty of care, negligent misstatement / misrepresentation, defamation, employee dishonesty, breach of confidence or misuse of information, infringement of intellectual property rights.

Personal Accident Plus

Option to increase the benefits automatically provided within the core cover.

Business H.R.

Access to a variety of employee contracts, forms, policies, letters and a handbook that you may need to manage your staff. A range of downloadable HR and Health & Safety guides, free on-line risk assessment for both HR and Health and Safety, monthly e-newsletters, keeping you up-to-date within changes in legislation and a free 30 minute call to the advice helpline.

For full details of the cover including definitions, conditions and exclusions applying, please visit our 'Documents' Centre.

For a quotation please click on the 'Quote & Buy' button

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